THE GROUP FINANCIAL DIRECTOR

• Reduction of gearing
  Management of working capital is the key to the reduction of debt.

• Borrowing structure
  Mortgages and loans to finance capital projects.

• Planning for succession
  Who runs the business if you are ill?

• Dividend policy for shareholders
  As the company grows the shareholders may need to be rewarded separately to the management.

THE NON-EXECUTIVE FINANCIAL DIRECTOR

• Bring in external management skills
  To achieve further growth it may be necessary to buy-in external specialists.

• Succession planning
  Minimisation of taxation.
  Ensure your will is appropriately drafted.

• Group structure
  Set up a parent company to secure assets.

• Realise cash by selling
  Tax implications of sale.